If you're like most people, you'll spend an extra $780-1500 over the holidays and gain another 3-8 pounds.
Once again, your New Years resolutions will be about money and fitness (because you overspent and overate).
Isn't that what happened last year & the year before?
Isn't this what will continue to happen until you CHOOSE to break the cycle?
This year you can either learn from your history or be doomed to repeat it.
Either way, 2015 will soon be upon us. How about choosing a way to not be "most people"?
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